Money transfers through the Contact payment service are popular both in Russia and abroad. This payment system is in the top three among financial institutions providing similar services. This article will help you understand the distinctive features of the Contact system, understand whether its conditions are right for you, and teach you how to use this method of sending money.
What is a money transfer system Contact
Initially, the “Contact money transfers” service was introduced by Russlavbank as an option for transferring money in various directions without opening an account (at system service points). At the same time, the range of destinations of translations is very wide:
- transfer of funds to individuals (family, friends);
- transferring money to accounts of legal entities (customers of the system operator) for received goods, microloans (to receive a loan or repay part of it), as well as services;
- repayment of loans;
- payment for satellite, cellular communications, communal services, the Internet;
- booking tickets (railway, air) and hotel rooms,
- replenishment of electronic wallets, bank cards partner services Сontact or, conversely, withdrawal of funds from electronic payment systems.
A simplified money transfer scheme turned out to be very popular in the Russian financial space. Gradually, it crossed the borders of Russia, and now its geography covers 150 countries. Therefore, those who decide to use the services of the system will not have problems finding a branch to send money. There are especially a lot of points working in the system Contact money transfers, Moscow. Their addresses are constantly updated on the official website of the Contact.
The one-time maximum for the amount of transferred funds is determined by the tariff plan of the transfer operator (according to the legislation of Russia) and is:
- 500 thousand RUB for domestic transfers (the number of transfers is not limited by law);
- when transferring money to partner countries, Russians are limited to 5,000 USD (or their equivalent in rubles) per business day. Foreign citizens are not limited by the transfer amount. However, difficulties in the amount of issuance may arise in the recipient country. To avoid difficulties with payments, it is better to find out information about the features of issuing transfers in a particular country by calling the free round-the-clock support number 8 800 200-42-42.
How to send and receive money transfer Contact
For translate Money The operator provides the following methods:
- at the point of money transfers Contact or at the branch of partner banks;
- through payment terminals;
- via the Internet;
- sending money from a mobile account to any branch of a bank participating in the system, where the addressee can come and pick up the transfer.
Before you come to the point of sending transfers, you need to find out the exact address (including the country and city) of the System Participant, where it will be convenient for the addressee to receive the money transfer Contact. Then go to the office with your passport. Here the sender does not fill out any papers, all information on the transfer is verbally reported to the operator. As a result, the procedure is fast:
- You tell the teller the full name of the beneficiary, the address of the payout branch, the amount to be transferred.
- Present your passport, deposit cash (together with the commission).
- Find out from the operator the number that is assigned to the transfer, get a receipt for receiving money.
- Send the recipient the information necessary to receive the payment: the address of the payout department, the number and amount of the transfer.
It is just as easy to receive money transfers Contact. Pick-up points are available in all major cities. In the branch, which the sender "booked" for the payment of the transfer, it is enough for the recipient to show his passport, dictate to the operator information about the number and amount of the transfer.
The sender can find out at any time in what status the money is in - paid, awaiting, returned, in the "Checking the transfer status" tab of the official website. The verification algorithm is simple: you just need to enter the transfer number, the date it was sent and personal data (full name).
The method of sending money through terminals is feasible only from the payment devices of service partners. The “Transfer via terminal” tab of the official website contains a list of devices that make money transfers Contact. Moscow, as a large metropolis, has terminals of all partners. The official website for each terminal contains step-by-step instructions for making a transfer. IN in general terms the list of actions is:
- Select three items on the screen in sequence: “Payment for services” / “Money transfers” / “Contact”.
- Specify the country, city where the transfer is sent.
- Indicate the full name and phone numbers of the sender and recipient.
- Indicate the amount of the transfer (up to 15 thousand RUB) and the method of its payment (in cash, from a card, from an electronic wallet or otherwise).
- Deposit money, get a receipt.
- Wait for an SMS message from the operator with the transfer code-number, transfer this code to the recipient.
You can send money from your mobile phone account by contacting the partners of the Mobi.Money system, RuRu Payment World and MTS-Easy Payment. However, the transfer fee will be higher (3-6%). On the system portal in the tab " Mobile Transfer» there are links to partner sites where you will need to register and download mobile applications.
Online-Contact - online money transfer system
Internet access to the services of the Contact payment system is carried out through the following resources:
- websites of system partners: HandyBank, NCC, Agroprombank, where you need to register and pass verification (instructions for making transfers are provided by each partner);
- service "Transfers from card to card" on the official website (for holders of Visa, Master Card and Maestro cards issued by Russian banks);
- contact24 service.
When making card-to-card transfers of Contact, you do not need to find out the addresses of the points of issue, and you will not need a unique transfer number either. By accessing the service "Transfers from card to card", the sender indicates the following data:
- information about the card from the balance of which funds will be debited: number, expiration date, CVC2/CVV2 code;
- transferred amount in RUB (75 thousand maximum);
- the number of the card to which the funds are sent.
An integral part of the Contact system is the Contact24 payment service. It includes an electronic wallet and a mobile application and allows you to manage your finances from anywhere in the world. To access the service, you need to register and pay a fee of 100 rubles. Replenishment of the wallet is carried out in three ways:
- from a bank card connected to the 3Dsecure service (an additional authorization step performed by the bank, which helps to establish the authenticity of the card and the identity of the owner);
- in cash through branches of partner banks, through Contact payment points, through cash desks and terminals of Svyaznoy communication stores;
- non-cash interbank transfer.
It is important to know
- At points of receipt, money is issued from the age of 18.
- Payment can be received by a notarized power of attorney, which remains in the bank.
- Unclaimed money within 30 days is returned to the sender, but the commission, regardless of the reason for non-receipt, is not returned.
- Sending money from other states is carried out in accordance with the laws of the sending country.
- Until the recipient receives the money, the grammatical error made by the sender in the recipient's personal data (full name) can be corrected. To do this, you need to come to the point of sending the payment and write a corresponding application.
One of the payment systems that provide services for the transfer of banknotes to anywhere in the world is CONTACT. It was founded back in 1999, opening up opportunities for people to transfer funds to their relatives without being tied to bank accounts. Over time, this system has occupied the most solid niche, guaranteeing its customers the speed and reliability of sending and receiving money through a simplified system. If you have not yet encountered Contact, and only want to try out its functionality, then we offer an overview of the system's capabilities and the principle of its operation.
CONTACT became the first system for sending transfers to the Russian Federation. Over time, the potential of the resource grew, and the service spread to neighboring countries, and later reached far-abroad countries. The QIWI Group is the full owner and operator of the system. 2 large banks of the country take an active part in the settlement processes of the system: PJSC VTB Bank And PJSC Bank FC Otkritie.
CONTACT- is one of the largest leaders among representatives of monetary systems in Russia and abroad. Contact Company has entered into partnership agreements with 900 financial market representatives, including more than 500 thousand customer service points located in more than 170 countries of the world in its representative network.
You can get the services of the Contact system:
- in branches of many banks;
- through payment terminals;
- in the offices of the partner network of agents;
- using a mobile phone;
- on the page of the CONTACT system.
Operations on the system Contact
The majority of citizens using the Contact system have the opinion that this type of transfer is applicable only for sending money from one individual to another. However, this is absolutely not the case. The system has a very huge list of services provided, which at times bypasses the same Western Union in terms of functionality.
Available operations include:
- sending physical cash persons;
- transferring money to personal accounts and legal persons opened in one of the banks of Russia, Europe, America, Canada, Israel, Vietnam, Turkey, UAE, South Africa, Thailand, New Zealand and Singapore;
- replenishment is possible plastic cards international systems;
- payment of mandatory payments in favor of legal entities. persons, whose number has already exceeded 2.5 thousand.
Note! Thanks to a highly efficient data transfer system, each client can be sure that his money transferred by him will reach the addressee as soon as possible. So, a nominal transfer can be received within 15-25 minutes after sending, money is received on the personal account within a day, and crediting to the card will occur almost instantly.
Contact is a multicurrency system capable of making transfers in three currencies: rubles, dollars and euros. In addition, the possibility of currency conversion is provided, and in case of sending money to other countries, the recipient can collect the payment in the national currency.
How is money sent?
So, we have already decided that the translation can be done in 5 ways. Only you can choose the most suitable and convenient. And in order to simplify the choice, we offer simple instructions on the process of transferring money in the most popular ways.
Sending money through a bank or agent office
For most customers, the most convenient and reliable way is to contact a customer service point. For convenience, the current list of branches can be found on the official Contact page. To do this, just specify the desired city, and complete list addresses and representative offices will be displayed.
When contacting the branch of an authorized representative of the CONTACT system, it is enough for you to have your passport with you. There is no need to fill out any forms, all this work will be done by the manager. Orally, you tell the operator the Country and city to which you want to send money. He will tell you all the available representations where you can receive a payment. The client chooses the closest point of issue, after which he names the desired transfer amount and information about the recipient. After the operator enters the received data, a transfer will be generated and a commission for sending it will be determined. The client deposits money at the cash desk and receives a receipt on which the transfer number is printed. This unique number, amount and place of issue must be transferred to the addressee so that he can receive it.
In case of replenishment of a card or personal account, it is necessary to provide the manager with the full details of the bank and account of the recipient. At the same time, it is no longer necessary to report the transfer number, because the money will be automatically transferred to the recipient's account.
Help! At the request of the client, the operator can connect a free SMS notification. Thus, the recipient will be notified of the transfer received at the specified point, and the sender will be able to be aware that the transfer has been safely delivered to the addressee.
Using self-service terminals
To send using the terminal, you will need the same data as when contacting the operator, with the exception of your passport. A list of terminals can also be found on the site. These can be both branded Qiwi devices and partner terminals of various banks. To make a transfer in the menu, you need to select the money transfer item. Among the possible operations you will find sending transfers via the CONTACT system. Clicking on it will take you to the data entry section. You yourself indicate the same data as when contacting the bank office. However, you need to be very careful not to make mistakes. After all, the slightest inaccuracy in the data of the recipient, and he will be denied the issuance of the transfer even if there is a unique code. Upon completion of data entry, the client deposits the required amount in a special slot, taking into account the commission, and receives a receipt with the transfer number.
Important! The commission for sending a transfer through the terminal is slightly higher than through a bank branch. And also it is worth understanding that different terminals can take different commissions for their services. So, the smallest amount of remuneration will be when working with branded Qiwi terminals.
Transfer from card to card
This very convenient method of replenishing someone else's card can only be used by cardholders issued in Russia. To do this, you visit the system's website, from where you follow a hyperlink to a special service. The system works similarly to other card-to-card money transfer services and requires the input of your own card data (number, first and last name, expiration date and code located on the back of the card) and the card number of the recipient of the money transfer.
After sending, the money is credited to the account in just a few minutes. In this case, no transfer numbers need to be reported to anyone.
Send money from mobile
Another easy way to send a transfer via the Contact system is to send money from your mobile. Of course, this method is not as popular as the previous ones, because the money is transferred directly from the mobile phone account, however, it still works. So, to send a transfer, you just need to go to the website of the mobile service operator, and in the menu find the money transfer service using the CONTACT system. It is worth noting that the commission will be significant, as for sending a small payment.
Permissible amount of transfer through the CONTACT system and commission
The Contact system sets very acceptable limits on the size of the transfer and commissions for its services. So, the minimum value of the translation system is not provided. But there is still a maximum:
- when sending funds across the territory of the Russian Federation, a maximum of 500 thousand rubles is set. with a commission of 1%, and in the case of sending an equivalent amount in foreign currency, the rate is set within 1-2%;
- sending funds in foreign currency by Russian citizens outside the country is limited to an amount of up to 5 thousand dollars in the equivalent per one business day;
- for non-residents, this value is slightly higher, you can send up to 10 thousand dollars or euros, or up to 350 thousand rubles.
Commission for sending ruble transfers to neighboring countries is taken in the amount of 1.5-2.5%, while foreign currency transfers provide for a commission of 1-2.5%. At the same time, some foreign operators provide for sending a transfer, in addition to a percentage, a fixed payment.
But you will have to send money to non-CIS countries or back with a commission of 1-3.5%, you need to check the tariff directly with the manager of the service point.
Important! In addition to the established system restrictions, there are restrictions on the recipient's country for sending and receiving transfers. So, when sending money, you need to check with the recipient how much is allowed in his territory for issuance.
When sending through terminals, the limit is set even lower. Thus, the amount of the transfer should not exceed 15 thousand rubles, taking into account the commission, and its size will be from 1 to 2%, depending on the terminal.
Receiving a transfer
The procedure for receiving a transfer is incredibly simple. The client, in whose name the transfer was sent, goes to the branch of the bank or agency office with a passport and tells the operator the code received from the sender and the amount of the sent transfer. The manager finds the transfer in the system by the code, enters the recipient's passport data and issues the transfer. In this case, no commission is charged for issuing a transfer.
Important point! If the transfer was sent in one currency, and the issuance is carried out only in another currency, for example, national, then the manager will convert the currency and, minus the commission, will issue the due amount. In this case, the commission can reach 2%.
Advantages and disadvantages of the CONTACT system
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With the help of the Contact payment system, you can quickly transfer money to your nearest and dearest people. Today, such services can be used in more than 400 thousand points in Russia.
Dear readers! The article talks about typical ways to solve legal issues, but each case is individual. If you want to know how solve exactly your problem- contact a consultant:
APPLICATIONS AND CALLS ARE ACCEPTED 24/7 and 7 days a week.
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Money transfers Contact operate on the territory of the Russian Federation, but also abroad. It was organized in 2000 under the leadership of Russlavbank. Now it's independent organization providing a variety of services.
This system is the best in the Russian Federation, since it covers 150 countries of the world. The number of service points is more than 330,000 points.
This includes terminals located in almost every country in the world.
About the system
Contact money transfers are cash transfers without addresses in Russia and abroad. One of the main features of the system is that it is not necessary to open a bank account. This applies to recipients and senders.
Conditions
The money transfer system provides its services:
- in offices;
- at ATMs;
- in the Internet.
Money transfers are made in rubles. However, if the money goes to another country, then sending in dollars, euros and rubles is available.
Money transfer Contact
They look like this:
- the amount of the transfer is not more than 500 thousand rubles;
- transfers outside of Russia can be made in foreign currency or in rubles;
- transfer is carried out only upon payment of a commission;
- transfers from Russia may not have any restrictions, depending on which country they are sent to.
Along with this, it is worth talking about the fact that there is a certain amount of money that is approved for use in the transfer:
- on the territory of Russia - 500 thousand rubles;
- in the CIS countries - 350 thousand rubles;
- between neighboring countries - 600 thousand rubles.
Rates
Sum
The allowable amount for transfer across Russia can be called 600,000 rubles.
At the same time, the sender, who aims to issue a money transfer, should not forget about the commission, the amount of which is 1-1.5%, depending on the country in which the money transfer will be received.
Commission
According to official data, the commission in the Contact payment system is 1%, which means no more than 1000 rubles. Such an indicator equal to. It is worth noting that many similar organizations charge much more money from customers.
Unlike the Golden Crown, on the Contact website, you can calculate the commission in a particular bank.
Money transfers Contact charge the following commission:
- when transferring less than 12 thousand rubles - 1% + 75 rubles for using the services of the system;
- if the amount is 12 - 100 thousand rubles, then 1.5% is charged from the client;
- if the amount is 100 - 500 rubles, then 1500 rubles are taken from the client.
Based on this information, you can see that in fact the commission is not as low as the website indicators say.
The recipient of the Contact does not pay commissions for the transfer, which is a positive quality of the system. For example, Sberbank withholds a commission not only from the sender, but also from the recipient. Often it does not exceed 1%.
Timing
All money transfers through the Contact system take from several minutes to several hours. That is, after sending money, the recipient will be able to pick it up the very next day.
If the recipient refuses the money transfer or he has not received it within 30 days, all money is returned to the sender.
How to send funds?
There is no need to fill out paperwork to send funds.
Need to:
- provide the operator with your passport;
- indicate the amount, as well as the name of the person to whom it should be transferred.
The system performs its work very quickly - from a second to 24 hours. Here, how the recipient works and at what time he can visit the Contact branch plays a big role.
Do not forget that when sending a particular amount of money, the sender is obliged to pay interest.
Through branch
To send a payment through a branch, you must:
- Come to one of the banks where you can issue a money transfer.
- Present a document proving your identity.
- Get help from a bank employee in filling out the questionnaire.
- Enter the commission and transfer amount.
- Tell the recipient the name of the bank and the address where he can pick up the transfer.
Through the terminal
Sending money through the terminal resembles a replenishment method. The recipient must issue an account of his card, to which the sender credits money using the terminal.
It is important to enter the details correctly so that the money comes to that card.
The interest payment when using this method is minimal.
Via phone
Topping up your account on your phone can also serve as a good financial help, since this money can be transferred to a card or used to pay for services.
If another method is not available, you need to dial a special combination of numbers and indicate the recipient's number, as well as the amount of money to send.
Within 30 minutes, the request will be processed and the money will go to the recipient's account along with a notification.
What documents are required?
Add to list required documents To receive money, you can include:
- passport;
- additional document in case of absence of registration.
But if you use the transfer through the terminal or mobile phone, there is no need to visit a financial institution and provide documents.
How and where to get?
The sender is obliged to inform the recipient of the transfer number, the amount of money and the city. After that, the recipient goes to the point of receiving money with a passport.
The operator needs to call:
- name of the sender;
- currency;
- the amount of the money transfer.
How can I check the status of a shipment?
On the website of the Contact system, it is possible to check the status of the current money transfer.
To do this, in the empty fields you need to enter:
- date of dispatch;
- number of translation;
- surname, name and patronymic of the sender.
It is important to provide only reliable information here.
When making any money transfers through this or another system, do not forget about this:
- It is worth checking the recipient's details, since even one incorrectly entered letter can lead to translation problems, and this is another reason to worry.
- You need to know all the information about the recipient in advance. It is very important.
Sending money is easy, but getting it isn't always easy. This information will be valuable for those who send money to a person from a small village.
Greetings, dear readers of the Rabota-Vo.ru blog! We all sometimes send or receive (which is much nicer) money transfers. Doing this through the mail is not very profitable due to high interest rates and unreasonably extended terms. But there are alternative payment services that offer Better conditions. The undisputed leader among them is contact system.
Created in 1999, it became the basis for the formation of a new segment of the financial market. The developers of the system initially focused on ordinary users and offered them a number of relatively inexpensive and affordable services. Now through Contact you can:
Implement fast money transfer;
Pay for some services or purchased goods;
Make any payment according to the most simplified scheme.
Transfers through the Contact system are convenient for ordinary people and organizations. It allows you to transfer funds to friends, make purchases, pay for the work of virtual employees (after all, work from home remotely used by many companies). All transactions are carried out quickly, the commission for services is minimal.
Despite the great opportunities, the Contact scheme is really simple. Figure out, how to use contact, everyone can. The main functions of the system that allow you to transfer and receive funds are described below.
How to make a money transfer through Contact
The main function of the Contact system is a quick and convenient transfer of funds, which is carried out according to a simple scheme. In particular, an ordinary user (individual) does not even need to open an account in order to transfer money to another person or organization (legal entity). The operation can be performed in different ways.
I will not describe all the available options, on the website of the Contact system everything is described in great detail. I will tell you briefly about some ways to transfer funds, in particular, about online transfers Contact.
To make a transfer from a point, you just need to come there with money and a passport. The operator will do the rest. After sending money, you need to contact the recipient, inform the amount and transaction number.
In the same way, you can transfer funds to the account using any details, which is convenient if the recipient is an organization. You can do this in any way described here.
Contact allows you to send money from your mobile account. At the same time, the one to whom they are intended can receive cash at any point of this payment system.
Contact cooperates with several companies that have their own payment terminals. Through them, you can also send transfers, however, the amount should not exceed 15 thousand rubles.
Through Contact are carried out online money transfers from one card to another. Everything is done through a special service, where you must specify the numbers of both cards and the amount.
Separately, I want to talk about the Contact 24 service, which provides users with an analogue of an electronic wallet. Only real rubles are stored there. To carry out all types of transfers available in the Contact system, you need to go to the website of this service and register.
How to receive money through Contact
The Contact system works quickly, transfers are transferred quickly. The commission is paid by the person who sent the funds. To receive money, it is enough:
Find out from the sender his full name, amount, unique number and currency of the transfer;
Come to the operating point of the Contact network with a passport;
Get cash.
How to make payments through Contact
The Contact system offers a simplified payment scheme for purchased goods and various services. The user can pay for the Internet or cellular communication, insurance or a communal apartment, replenish an account in another electronic payment system, repay a loan. It can be done:
At any point of the Contact network;
Through a special online service Contact24.
About, how to transfer money via contact, I wrote in detail above, everything is clear there. If it is difficult for a person to pay online, he can always take the required amount and passport, come to the operating point of the system and transfer funds.
Can I get a loan through the system Contact
Instant non-purpose loans are the most popular loan product, they are issued by many banks, specialized online services and all major payment systems. Now it's easy to take credit for webmoney, to Qiwi wallet or Yandex. It is quite natural that the Contact system also offers quick cash loans.
The decision to issue a loan is made within an hour, no security (collateral or guarantee) is needed. Contact Bank also has other offers (credit cards, refinancing options, microloans for non-residents of the Russian Federation). All credit programs are described on the system's website.
In addition, many financial institutions and large fast lending services cooperate with the Contact system. Usually, when applying for an online loan, the user can choose whether to receive microloan on qiwi wallet, to a card, to an account in a bank or in cash through Contact.
Many credit services offer Contact users the best conditions. For example, the MoneyMan company, where you can get instant loan to Yandex wallet, set a maximum limit of 15 thousand rubles. But a person who has already taken loans there, and also presented a passport to the operator of the Contact system (when receiving cash), can request up to 1 million rubles.
Payment system Contact - user reviews
Many prefer to work with the Contact system, people are attracted by ease of use, low interest rates for the implementation of transfers and payments, the speed of money transfer. I have read the reviews about this service and they are generally good. People note that:
Acceptable commissions in the system;
Contact technical support is completely adequate;
The service is reliable, payments are secure, transfers come quickly.
There are, however, negative reviews, but they are most often associated with mistakes made by the users themselves. If a person entered incorrect data when sending funds, especially abroad, the money will, of course, be returned to him, but the procedure may be delayed.
Otherwise, Contact is a profitable, convenient and reliable system that can be used to send and receive transfers.
On this I would like to wish you success and good luck. See you soon on the Rabota-Vo.ru blog pages!
Contact responded to the demand of the time. Money should circulate even faster. If there are formal obstacles to this flow, they must be removed. cash flows is the blood of the economy. If they are able to run faster, it means that the country and the state are able to solve their problems better and easier. Now citizens can receive a money transfer Contact without a bank account.
Individuals can receive a money transfer in the Contact system after presenting an identity document in a few seconds. It is provided for the presence of points of work with clients Contact in all settlements and in all microdistricts.
System Benefits
The World Wide Web also runs on Contact. Here you can book hotel rooms, buy goods in online stores, make purchases of tickets and much more. This system successfully interacts with banks. In the agent bank, you can send and receive a payment via the Kontakt money transfer system through a bank account, and in its absence, through a terminal, the Internet or a payment card.
Payment limits
Contact works within Russia and abroad. Payment limits depend on the country, the client's citizenship and the method of transfer.
- Without opening an account outside of Russia, you can transfer no more than five thousand dollars during the day.
- The limit for a one-time transfer within Russia is set at 500,000 rubles and 10,000 US dollars for neighboring countries.
- Transfers in dollars within Russia are prohibited.
- You can receive the amount transferred from abroad in any currency.
- Transfer fees depend on the amount and country of receipt, and do not exceed 2% of the amount.
How to get a?
To receive a Contact transfer in Moscow, you need to come to a bank that supports the money transfer system, present your passport and indicate the code that is assigned to the transfer operation by the sender of money, the amount, full name. the payer, as well as the city and country from which the transfer was made.
In Moscow this system support the following commercial banks:
LLC Commercial Bank Interkommerts, OJSC Tatfondbank, JSCB Mosoblbank, CJSC Raffeisenbank, CB Natsinvestprombank, OJSC First Republican Bank, Avtotorgbank, Academic Savings Bank, MBFI Bank, BFG-credit, European Express Bank, Zlatkombank, Investbank, Interprogressbank, etc.
Here you can receive a money transfer without a bank account. Information on addresses and opening hours can be found on the Incred website - manage your money.
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