N.A. Martynyuk, tax expert

Sick leave is open on weekends: when they need to be paid and when not

Did your employee bring you sick leave, open on a weekend or a holiday? Let's figure out in what cases the first non-working days of sick leave need to be paid. After all, it’s one thing when an employee himself was sick, another thing when he was caring for a sick child or another family member. In addition, a special situation may arise if a sick child was cared for by an employee working from home.

SITUATION 1. The employee himself was sick

Benefits for sick leave issued due to the illness of the employee himself are payable for all days indicated on it, including the weekend on which the onset of incapacity occurred. This is expressly stated in the law e Part 1 Art. 6, part 8 art. 6 of the Federal Law of December 29, 2006 No. 255-FZ (hereinafter referred to as Law No. 255-FZ); pp. 15, 20 Procedure for issuing certificates of incapacity for work for diseases... approved. By Order of the Ministry of Health and Social Development of Russia dated August 1, 2007 No. 514 (hereinafter referred to as the Procedure).

The first 3 days of such sick leave are paid at the expense of your company, the rest - at the expense of the Federal Fund WITH clause 1 part 2 art. 3 of Law No. 255-FZ.

SITUATION 2. An employee was caring for a sick child.

In this case, the issue of paying for weekends or holidays on which the onset of the illness occurred is resolved differently.

You can find the limits on the number of days of “children’s” sick leave paid from the Social Insurance Fund: section 14.1.3 “Personal Income Tax Benefits” in the ConsultantPlus system (section “Financial and personnel consultations”, information bank “Tax Guide”)

According to the rules, if a child falls ill during a period when the mother (another caring relative) did not need to be released from work, a sick leave certificate for care is issued to her from the day on which she was supposed to start work e clause 42 of the Order.

But in practice, the sheet can also be opened on days that, according to the mother’s work schedule, are days off, that is, they can be written out without taking into account the discussed rule. Purely formally, the FSS has the right to consider such a sick leave issued in violation and on this basis refuse to reimburse the costs of paying benefits for it at clause 4, part 1, art. 4.2 of Law No. 255-FZ.

To avoid this, it is often enough to accrue benefits starting from the correct date, that is, from the date from which sick leave should have been opened in accordance with the rules. And the inspectors from the FSS will not have any questions.

From authoritative sources

Head of the Department of Legal Support of Insurance in Case of Temporary Disability and in Connection with Maternity of the Legal Department of the Federal Social Insurance Fund of the Russian Federation

“ The doctor should ask the mother of a sick child from what day she needs sick leave in accordance with her work schedule. However, even on a sheet opened on a day off, the Social Insurance Fund will reimburse or offset the costs of paying benefits - but only if it is accrued correctly, that is, from the first working day falling during the period of caring for a sick child.”

On the back of the sheet, in the line “Didn’t work from ___ to ___,” you need to enter the date that falls on the first working day (according to the mother’s schedule) of the child care period. The number of calendar days of incapacity to be paid, indicated on the back of the sheet, must also be calculated starting from this date.

We warn the employee

If your child gets sick on the weekend, you should ask the doctor to open sick leave from the first working day following them.

The benefit for all days of sick leave to care for a child, including the first 3, is reimbursed by the FS WITH Part 3 Art. 3 of Law No. 255-FZ. True, there is a limitation here. The maximum number of days in a calendar year paid from the Fund depends on the child’s age and illness. I Part 5 Art. 6 of Law No. 255-FZ.

If at the onset of the illness the limit on the number of days has not yet been exhausted, but taking into account all the days of sick leave, this norm turns out to be exceeded, then at the expense of the Social Insurance Fund you can only pay for those days that “fit” into the limit.

SITUATION 3. An employee was caring for a sick adult family member

During the period when release from work is not required, it is prohibited to open sick leave only for child care. This restriction does not apply to care certificates for other members of the seven And clause 42 of the Order.

Therefore, if sick leave to care for an adult family member is open on a weekend or holiday, then this day must also be paid b part 8 art. 6 of Law No. 255-FZ. The benefit in full, including for the first 3 days of sick leave, will be reimbursed by the FS WITH Part 3 Art. 3 of Law No. 255-FZ. True, the maximum number of payable days is also limited here: no more than 7 days for one disease and a maximum of 30 days per calendar year for all such sick leave in total And clause 6, part 5, art. 6 of Law No. 255-FZ.

SITUATION 4. A home worker was caring for a sick child

Those who work from home are entitled to sick leave in the same way as those working in the workplace e Articles 183, 310 of the Labor Code of the Russian Federation. The problem is that working hours are usually not set for homeworkers. They plan their own work and rest time and are not subject to the organization’s work schedule. An employment contract with a homeworker usually only specifies the number of hours he must work per week, for example: “the employee works 20 hours a week.”

This does not in any way affect the payment of leaves for temporary disability of the employee himself or for caring for an adult family member, but it may cause difficulties in calculating child care benefits. How can one understand on which days of the week he needed time off from work and on which days he did not, in order to correctly determine the date from which benefits should be accrued? Will the inspectors from the Fund say that on the first day or in the first few days of sick leave the home worker did not need to be excused from work?

The Labor Code of the Russian Federation prescribes that the working time and rest time regime be fixed in the contract only if for a given employee it differs from that established in the organization And Art. 57 Labor Code of the Russian Federation. Therefore, since the regime in your contract with the homeworker is not fixed, it means that for him it is equal to that accepted in the organization, and the employee has freedom in determining the time of work and rest only within the working day. And based on the organizational regime, it should be determined which day is a working day for a homeworker and which is a day off.

To avoid possible disputes, it is better to indicate in the employment contract with a homeworker the same work schedule as the entire organization or employees engaged in similar work at their workplaces. But leave the time of work during the working day at the discretion of the homeworker. Then it will be easy for both you and the inspectors from the Fund to determine whether the day on which the employee is on sick leave is a day off or a working day.

As you can see, the first weekend is not subject to payment at the expense of the Social Insurance Fund in the only case - when sick leave for child care is open on a non-working day. For all other weekends “within” the period for which such a slip was issued, benefits must be paid.

But what if weekends or non-working holidays fall on the last days of sick leave to care for a child - do they need to be paid for? Yes, despite the fact that on these days release from work is also not required. After all, the procedure for issuing sick leave only prohibits opening a child care certificate on a day off, but otherwise the general rule applies: calendar days are subject to payment, and not just missed work days. e part 8 art. 6 of Law No. 255-FZ.

What should I do if I get sick on a day off? Is it possible to open it? How will such days be paid, will they be included in the number of paid sick days? These questions concern many workers.

What should you do if you are sick - try to get better quickly over the weekend and go to work, or file for incapacity for work and calmly receive treatment, being sure of payment?

The rights of employees in case of illness are protected by the legislation of the Russian Federation. Sick leave entitles an employed person to a period of illness maintain not only your position, but also your average salary.

Important! The law does not limit citizens in their rights open sick leave any day.

If the employee works on a shift schedule, and his days off are not calendar Saturdays and Sundays, but those established by the schedule, then it is recommended to honestly inform the pediatrician on what date the sick leave should be opened - from a working day, and not from a scheduled day off.

Example with a shift schedule

The employee works 2/2, the child fell ill on Monday, which is a non-working day according to the schedule.

The next working day for this employee is Wednesday.

It is necessary to open the sheet from Wednesday, since on Monday and Tuesday the employee does not work and can care for the sick person without interrupting work.

If, after all, the sick leave is opened on Monday, then problems with it are possible in the future. The Fund may refuse compensation for scheduled days off.

It is possible that the certificate of incapacity for work will be opened on Monday, but in order to receive compensation from the Social Insurance Fund, the employer needs to make payments only for the period starting from the working day according to the employee’s schedule.

If a relative gets sick

There are also cases when opening a certificate of incapacity for work on a day off is necessary for an employee to care for an adult sick relative.

Important! In this case, there is full right to take sick leave on a day off and get paid for it.

The rules that apply to a child do not apply to caring for relatives.

If the sick leave ends on a day off, the employer must also pay for it. In this case, the benefit must be calculated for all calendar days, not working days, missed from work.

How is the slip paid?

Weekends that fall within the period of temporary loss of working capacity, payable in the same manner, like all other days.

The main responsibility of the employer and personnel employee is to know how to pay sick leave to their employee.

It is also in the employee’s interests to be aware of the issue of payment in order to prevent violation of his legal rights.

Benefits are accrued to the employee at the time the sheet is completely closed.

Designations in the time sheet

Article 91 of the Labor Code of the Russian Federation establishes the procedure for registering working time sheets during sick leave.

Weekends included in the list are indicated by the same codes in the report card as other days.

The following are distinguished: types of designation of periods of incapacity for work in the accounting sheet:

B or 19. Fill out if the employer is aware of the fact that his employee is on sick leave.
T or 20. Mandatory to fill out if caring for sick adult relatives of an employee.
NN or 30. To be completed when the reason for the employee’s absence from the workplace is unclear. Next, you need to correct the information in this form.

After the birth of a child, many women do not understand what day they are usually discharged from the hospital. How long after birth the doctor will allow you to be discharged depends on the following factors:

method of delivery;
condition of the newborn and mother;
no possible complications.

Usually the discharge is carried out after 3 days. When stitches are placed on the vagina and cervix, they can be discharged later - after 5-6 days. If bleeding began during childbirth or curettage was performed, they are discharged on the 7-8th day.

When to be discharged from the hospital after a caesarean section

Baby is happiness

The operation is performed under anesthesia. Methods of anesthesia include epidural and general. The introduction of such substances into the body requires control over the patient.

Sutures also have an effect. If a caesarean section is indicated, surgeons cut the wall of the uterus and remove the baby. Then the abdominal cavity is cleaned and the scars are sutured.

Cesarean section surgery requires recovery time. For the first 3 days, it is painful for a woman to move, not to mention caring for the baby. These are the main reasons for discharge after such an operation on days 7-10. At the same time, the child and mother must be healthy.

Are they discharged from the hospital on weekends?

This decision is made by the head of the maternity ward. Often there is no discharge on weekends and holidays, but there are exceptions.

If there is a large flow of women in labor in the department, then a woman with a newborn can leave the hospital quickly, even on a holiday. In another situation, the new mother stays with the baby in the maternity hospital longer. If the baby was born on Wednesday, then discharge will be scheduled for Monday, not Saturday. Therefore, the woman will be in the hospital for 6 days.

Are they discharged on Saturday?

Doctors decide on what day to discharge children with their mothers, and whether discharges are made on Saturdays is the decision of the head of the department. Some organizations adhere to daily discharges, others release women in labor only if the maternity hospital is overloaded due to a large number of pregnant women.

Are they discharged on Sunday?

With a large flow of women in labor, official unscheduled discharges are practiced even on Sundays or holidays. If there is a shortage of patients, mother and child will spend more time in the hospital.

Are newborns with jaundice discharged from the hospital?

If jaundice lasts less than 4 days, then discharge

Immediately after birth, newborns experience “transitional states” that are on the border between illness and health. For this reason, discharge may be delayed:

A decrease in the baby’s body weight is associated with an increase in the child’s need for fluids and nutrients. On the 3-4th day of life, weight loss of up to 6% of the initial weight is observed, which is the norm. In the case of a rapid decrease in body weight, you should find the reason (premature birth, congenital diseases, weak sucking, lack of milk from the mother), and then ask at what weight you are being discharged.
Severe jaundice in newborns (more than 4 days). This phenomenon is typical for the first days of a child’s life and is associated with the destruction of red blood cells in the newborn’s blood. After 1-2 weeks it goes away on its own.
When jaundice is intense, the blood is tested for bilirubin, which appears as a result of the destruction of red blood cells and negatively affects the child’s brain. Severe jaundice is observed in the presence of Rh conflict between mother and child (hemolytic disease).
To cure this pathology, herbal medicine is used: the baby is placed under a special lamp, as a result of which bilirubin takes on a non-toxic form and is excreted in the urine. In severe cases, blood transfusion is indicated.
Premature birth. In this case, the child appears immature with signs of developmental delay. He is prone to severe weight loss and often has prolonged jaundice. There are also difficulties with feeding, so a long stay in the maternity hospital is required.
Intrauterine hypoxia. The consequences of this disease do not appear immediately, but after a while: severe regurgitation, lack of reflexes in newborns, restless sleep, which indicates disorders of the nervous system. In this case, medical supervision and drug therapy are necessary, which will reduce the risk of the consequences of hypoxia.
Excessive regurgitation after feeding indicates hypoxia and a possible defect of the stomach, as a result of which the outlet section is narrowed, which prevents food from entering the intestines.
If a rash appears on the body of a newborn, this indicates an infection caused by staphylococci. The disease is transmitted in utero from mother to child when a woman has foci of infection - dental caries, tonsillitis, etc. In this case, the child needs antibacterial therapy, which will also lead to a delay in discharge.

When a baby requires long-term treatment, he is placed in a unit for nursing newborns with various pathologies. There are several profiles of these branches:

children born before 34 weeks are admitted to the department for the next stage of nursing;
in the presence of developmental defects, the newborn is provided with immediate medical care, for which he is transferred to the surgical department or intensive care unit;
after hypoxia, the baby is transferred to the neurological department;
If there are signs of an infectious disease, children are admitted to infectious diseases departments.

At what weight are they discharged from the hospital?

Often, women in labor are interested in what weight is considered normal for boys, girls and twins. If the baby is full-term, it doesn’t matter. Children even weighing 2 kg are discharged, but they must be healthy and eat well.

Within a few days from the moment of birth, the newborn loses weight: swelling goes away, and original feces are released. However, weight loss should not exceed 6% of initial body weight.

For example, at birth the child weighed 2500 g, then by the time of discharge his minimum weight should be 2300 g. If this condition is met, the mother and child are discharged on the third day.

Let's look at the weight standards for newborn boys and girls:

Tests upon discharge from the hospital

To say how long it will take to be discharged, the doctor examines the woman in labor, assesses her condition, the degree of uterine contraction and the intensity of postpartum discharge. He also pays attention to the healing of sutures, palpates the mammary glands and examines for cracks and inflammation.

Now let’s look at what tests are necessarily taken upon discharge:

General blood test. Its results make it possible to identify anemia, inflammation and the general well-being of a woman.
They take a urine test. The result shows the condition of the urinary system and the presence of gestosis.

If after a full examination and test results everything is normal, then the woman in labor is sent home.

Do they do ultrasound?

The doctor always sends the patient for an ultrasound before the planned discharge to assess the functioning of the reproductive organs. This approach is not practiced in all maternity hospitals, but most clinics perform ultrasound examinations after cesarean and natural childbirth. This examination excludes the possibility of the presence of a placenta in the woman’s uterus and blood clots.

How to quickly leave the maternity hospital?

You can speed up this process

Let's look at a few tips that will help you return home faster after the birth of your baby:

Complete nutrition. In order for the body to quickly return to normal after suffering stress, proper nutrition is necessary. Also, your growing baby needs to get all the vitamins and minerals from breast milk, so choose only wholesome and healthy foods. Poor nutrition and consumption of fried, salty foods will affect the well-being and development of the child, so exclude processed foods and other harmful foods from the diet.
No bad habits. As during pregnancy, avoidance of alcohol and tobacco products is required. Otherwise, you will harm your body and the health of your baby. Then the discharge will definitely be postponed indefinitely.
Adequate sleep – in order for the body to return to normal faster, a woman in labor needs to get enough sleep. With the arrival of a baby, this is not easy, but every free minute is better spent sleeping than making phone calls and texting with friends.
Doctor's orders – after childbirth, various complications are possible, so you should strictly follow all doctor's orders. Even the slightest deviation from the prescribed therapy will negatively affect the body and require long-term treatment.
Meeting the baby's needs - the timing of discharge depends on the condition of the mother and baby, so it is important to meet all the needs of the baby. Breastfeeding is carried out at the request of the baby; after bowel movements, careful toileting of the genital organs is necessary, as well as rest and warmth. When the baby feels well, discharge is just around the corner.

How to dress your baby for discharge?

Look at the time of year

When choosing clothes for a newborn, adhere to the law: a baby is given one more layer of clothing than an adult. Let's consider the options for a beautiful discharge dress:

Elegant envelopes.
Such products are considered iconic elements that can be passed on from one generation to another. You can make an envelope of satin, silk, with decorations and rhinestones, and finally tie it with a ribbon in the middle and make a lush bow. After discharge, this product is suitable for daily walks around the city.
Summer outfits. The following items are required for discharge in the summer:
cap and socks made of natural materials;
bodysuit and slip;
light blanket or blanket;
thin diaper.
Summer suit for discharge.
Today there is a wide range of children's clothing, so the baby can leave the walls of the maternity hospital in a tailcoat or elegant dress. If you have cutting and sewing skills, you can try to sew an outfit with your own hands. You will need thread, needle, scissors and material to create a masterpiece.
You can see patterns and a master class on sewing outfits in the photo on our website.
Beautiful blanket.
This accessory comes from Christian times. Even back then, babies required extra attention. Nowadays, a blanket has become an obligatory attribute of the “discharge” tradition. You can be creative and decorate the product with embroidery, fabric flower petals, or a patch of letters with the child’s name.
Knitted blanket.
A product made by hand by a grandmother or mother will be the best amulet for a child. Handmade things retain the energy of the master, and family members wish only the best for the baby. The blanket will protect the child from bad weather and related diseases - sore throat, viral infections and hypothermia.

Thank you 2

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Attention!

The information published on the website is for informational purposes only and is intended for informational purposes only. Site visitors should not use them as medical advice! The site editors do not recommend self-medication. Determining the diagnosis and choosing a treatment method remains the exclusive prerogative of your attending physician! Remember that only complete diagnosis and therapy under the supervision of a doctor will help you completely get rid of the disease!

A temporary disability certificate is filled out at a district clinic or inpatient facility.

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The doctor enters into the form the necessary information about the patient’s illness or indicates another reason for the disability.

The requirements for the form of a certificate of incapacity for work are indicated in the Order of the Ministry of Health and Social Development.

Closing sick leave

The doctor closes the sick leave taking into account the patient’s health condition. Document

If this time is not enough, then it is necessary to assemble a medical commission and extend the document for another 30 days. The total duration of sick leave cannot exceed 12 months.

The document is affixed with the triangular official seal of the institution, as well as the seal of the attending physician. Signatures of specialists are required.

An incorrectly completed document serves as grounds for refusal by the FSS.

Records of issued certificates of incapacity for work are kept in the register of such forms.

At your own request

The employee at any time has the right to demand the closure of the sick leave at his own request and refuse further treatment.

Exceptions exist only if the employee suffers from infections and poses a danger to others. Leaving the hospital is formalized by a corresponding refusal.

In other situations as well as in other circumstances of disability.

In violation of the regime

This may result in a reduction in the benefit amount. The circumstances of the violation are established by the employer. On the sick leave, the doctor makes a note of the violation.

Those days are not subject to payment on which, namely when the patient:

left the hospital without the doctor’s permission;
refused to comply with the hospital regime and was discharged from the hospital ahead of schedule.

A reduction in benefit payments can be challenged in court.

Early

Early closure of sick leave is possible if the circumstances of incapacity for work have passed. It is carried out solely at the request of the employee.

Upon discharge from the hospital, the sick leave may not be closed if it is necessary for the treatment to be continued on an outpatient basis, under the supervision of the attending physician.

On a day off

It is possible to close a sick leave certificate on a day off if the attending physician has an appointment on that day.

The document is drawn up by a therapist or a specialist doctor.

If there is no appointment on weekends, the certificate of incapacity for work is closed on the last weekday before the new work week.

In case of no-show

If an employee refuses to appear for a medical and social examination for examination and determination of the disability group, or does not come for a scheduled examination by a doctor, then a note about this can be made on the sick leave.

If there is a good reason for failure to appear, the amount of the benefit is retained.

If the circumstances were considered unjustifiable, then the employer and the Social Insurance Fund reduce the amount of benefits for the day when the absence was recorded. Such facts must be thoroughly established.

The employer also has the right to demand that the employee attach an explanatory note to the sick leave.

In hindsight

It is prohibited, except in cases where an employee is caring for a disabled child or a child with oncology, tuberculosis, or HIV.

In other cases, issuing a certificate of incapacity for work retroactively can lead to non-payment of benefits, administrative and even criminal liability.

In another city

The sick leave may be closed in another city if the patient was transported for treatment to another inpatient facility or he was forced to move for valid reasons.

The sheet should be closed at the last place of treatment, regardless of what region and locality it is located.

Registration procedure

The sick leave certificate opens on the day the employee seeks medical care.

To apply you will need:

employee passport;
TIN and insurance certificate;
medical card/

Information about the attending physician and the circumstances of the establishment of incapacity for work is indicated by the employee of the medical institution. He also writes down the necessary information about the patient, including his personal data, on the sheet.

The sick leave certificate contains two seals of the institution and one of the attending physician. The form should be taken to the employer and await payment of benefits - usually along with your next salary.

What does it look like?

The sick leave sheet is blue, with light cells and protective watermarks. The document is considered a strict reporting form. It contains a security code and watermarks.

The procedure for filling out the sheet is indicated on the back of the form.

Due dates

Sick leave must be submitted immediately after returning to work. If this is not possible, then the employee has six months to complete the document properly.

Otherwise, benefits will not be accrued, and days missed from work may be counted as absenteeism and result in disciplinary action.

Notifying the employer about going back to work

It is not necessary, but desirable, since a temporarily disabled employee will usually be replaced by another specialist. Notification can be made in person or by telephone.

It is advisable to come to work with a sick leave certificate already issued, in which all signatures and seals have been affixed.

Consequences of an unclosed document

The main consequence is non-payment of benefits.

If the sick leave is not closed for a good reason, then the employee can complete the paperwork after he begins his work duties.

None of us are immune from trouble. This also applies to health. The disease can strike at any time, both on a weekday and on weekends and holidays.

If a person becomes seriously ill on a day off, the question arises of who and where to open a sick leave certificate, an important document confirming temporary incapacity for work. After all, as you know, local clinics do not work on weekends and holidays.

So, if you get sick on Sunday or Saturday, what should you do? How to get sick leave during non-working hours? Let’s talk on this page “Popular about health” today about this important topic:

What to do if you get sick? Who to contact for help?

Doctor on duty at the clinic

First of all, call your clinic and ask if there is a doctor on duty? Doctors are usually on duty on weekends and can be seen during the day. He has the authority to prescribe treatment and issue sick leave.

If there is no doctor on duty at the local clinic, or his duty time has ended, or you need medical assistance at night, you will have to contact emergency services:

Ambulance

Emergency doctors will provide emergency care at home and, if necessary, hospitalize you. An ambulance leaves in life-threatening cases, in particular, if the patient is unconscious, with breathing problems, in case of an accident, injury, childbirth, etc.

In case of flu, colds, vomiting and similar manifestations, the ambulance will most likely not arrive, since these conditions do not threaten the patient’s life.

Ambulance

If a chronic disease has worsened, an acute condition has arisen, accompanied by severe pain, sudden weakness, dizziness, if the body temperature has risen to 39C, but there are no obvious signs of a threat to life, call an ambulance. By the way, if the ambulance does not have urgent calls, the team can also be sent along the ambulance route.

Paid ambulance

In the event that a team of regular ambulance doctors cannot come to your call, for example, due to a lack of free cars, a large number of urgent calls, or it is simply impossible to reach them by phone, call. They will come guaranteed.

Where can I get sick leave??

Option 1: As you know, sick leave is paid by the employer in calendar days. If an employee falls ill on Saturday or Sunday, the sick leave will be issued by the doctor on duty at the clinic.

Option 2: If you called an ambulance, an emergency room or a paid ambulance, the doctor who responded to the call issues a signal card (signal sheet), which remains with you. It indicates the reasons for the call, as well as the date and time of visiting the patient. With this coupon you need to contact your local physician at your clinic on Monday.

A sick leave certificate is issued on the day of visiting a doctor. However, if there is a notice sheet or other document confirming the fact that the person fell ill on a day when the clinic was not open, a temporary disability certificate will be issued retroactively.

Option 3: If, for any reason, you were not given a signal card and there is no confirmation or emergency assistance, on Monday, with your passport, contact the head physician of the emergency facility.

You will be given a certified copy of the card upon your call. You, as a patient, have the right to receive it. With this document, go to the clinic to apply for sick leave. In any case, this document will be proof that you were absent from work for a good reason.

Option 4: If you got sick on a day off, but there was no local police officer on duty at the clinic, and you didn’t call an ambulance, go to the hospital emergency department. There, the doctor on duty will issue you a certificate of appointment, fill out a card and record your appointment. With a doctor's certificate, go to your clinic on Monday morning to apply for sick leave.

Visiting a private clinic

If all the proposed options, for some reason, do not suit you or something does not work out, and treatment is necessary, the only remaining option is to contact a paid clinic or a licensed private doctor. They usually work seven days a week. Most of these clinics have a special license to issue temporary disability certificates, and the employer is obliged to pay for it.

How to get your money back?

If you have an insurance policy, but for certain reasons paid for the medical services provided yourself, be sure to collect all the documents confirming this: prescriptions, checks, receipts for payment for doctor’s services, purchase of medicines, medical devices, payment for transport, etc.

You have the right to then submit all the collected documentation to the insurance company, where you will write a statement about the insured event, asking for a refund of the funds you spent.

Take care of yourself, don’t get sick either on weekdays or on holidays. Take preventative measures and strengthen your immune system. Well, if you feel that you are getting sick, consult a doctor promptly.